In Georgia, credit cards are the preferred source of money, rather than cash. The convenience of plastic has overweighed the threats to personal information. However, it is important to protect personal information whenever possible. What can be done when a credit reporting agency is breached?
Georgia T-Mobile customers should check their credit card statements. T-Mobile utilizes Experian to determine the credit worthiness of new customers. About 15 million T-Mobile wireless customers were potentially affected when the credit reporting company was hacked. Customers who opened a new account between Sept. 1, 2013, and Sept. 16, 2015, may have been affected by having their credit card numbers, social security numbers and birthdates stolen. Payment cards and banking information was not believed to be included in the security breach.
T-Mobile is reportedly considering breaking ties with Experian after this incident. Any T-Mobile customer who has been affected is being offered two free years of credit monitoring by protecctmyID.com. Consumers that do not accept the free credit monitoring is encouraged to be vigilant concerning reviewing their credit reports and credit card statements. The company is receiving negative feedback on social media for the way the problem has been handled.
This cyber form of credit card theft can lead to serious charges for the hackers. If convicted, the punishment for theft crimes in Georgia includes jail, a criminal record and fines. For defendants that are still in high school or university, a conviction may have negative implications on his or her ability to stay in school. Theft charges are serious crimes and require serious legal representation to protect the legal rights of the accused.
Source: Atlanta Journal Constitution, “Experian says 15M have info stolen in hack of T-Mobile data,” Tali Arbel & Ken Sweet, Oct. 1, 2015